If you’re new to 1825 or just looking to find out more about us, here is some background to who we are and why we’re here.
1825 is a high quality financial planning business providing financial advice, including specialist advice on tax planning, trusts, Wills and Power of Attorney. We aim to help you achieve your financial goals and have confidence in your future. Our people are professional, qualified and straightforward, but most of all, they are truly passionate about doing the right thing for you.
A financial planner is a qualified expert who will take the time to understand your personal circumstances and goals, and use that knowledge to design a financial strategy that can adapt to changes in your life.
Financial planners have to gain specific qualifications over years of training, and continue to develop their expertise and keep up to date much like a medical professional does.
Details of our financial planners can be found on our meet the team page, where you can filter them by location to see who is based near you.
We've got offices around the country and we're looking to expand our presence and the ways you can interact with us. Have a look at our contact us page to see our locations and contact details.
We now have national coverage through our Private Client Management team, so you do not need to visit an 1825 office to benefit from our services. If you wish to speak to our advisers please call 0345 272 6600.
If you're new to financial planning and advice or just want to learn about how we do things, there's a simple guide to how it works on our how we help page.
We'll always be clear on the cost of our advice before we carry out any work, and our fees are designed to be simple and transparent. If after your initial meeting you choose not to take things forward, you won't be charged. You can find information on our services and what they cost on our services and charges page, and full information is available in our Terms of Business.
1825 is investing in growing a quality financial planning and advice business in the UK. While we’re owned by Standard Life, giving us the stability and backing of a large company, we are a distinct part of the company with our own management and committees. We believe in local relationships and teams that focus on the needs of our clients, as well as investing in training and developing our people to maintain the high calibre of financial planning expertise we inherit from the businesses we acquire.
You’ll still have your relationship with your current planner – who will be supported by a team of financial, tax and investment professionals with a broad range of knowledge and expertise.
1825 is a brand which is part of the Standard Life Aberdeen group. The name refers back to the year Standard Life was founded, and acknowledges the experience and expertise our parent company brings.
We're combining the strength and heritage of Standard Life, one of the UK's oldest financial service institutions, with a modern approach to financial advice. We believe that we can offer you a perfect combination of experience, innovation and first class service.
If you already hold existing investments from across the market, we will consider these when advising on your financial plan. In most cases, we'll include them in our recommendations and if you take advantage of one of our ongoing advice services, we may continue to manage these investments for you as part of your overall financial plan.
When advising on new investments or products, we work with a carefully selected range of providers. We can recommend from a suite of options based on your individual needs and use our scale to secure the investments and products on our panel to get the better rates. This means we do not undertake whole of market research in all product areas as we prefer to specialise in the solutions we believe meet the majority of our clients’ needs. Therefore, as defined by the Financial Conduct Authority, our service is defined as Restricted not Independent.
The range of products and services we advise on has been thoroughly vetted and carefully selected to provide suitable options for a variety of circumstances – rest assured we will only recommend a product or investment option if we believe it is suitable for you, and the advice we give you will always be impartial.
1825 offers a broad spectrum of financial planning advice, which we deliver through solutions from a carefully selected range of providers and investment managers. This means our regulatory status is Restricted rather than Independent. This applies because we have filtered the range of solutions our planners can choose from, rather than selecting from the whole market every time we advise on a new solution. This brings benefits such as leveraging our expertise as a global organisation, accessing solutions on discounted terms and utilising the knowledge of a team of financial, tax and investment professionals.
This means our ability to give advice on a wide range of client needs, and formulate a high quality, technically informed, professional plan for our clients is not restricted. It is the range of solutions, which have been carefully selected to meet the needs of our clients, that are restricted. We can advise on all aspects of financial planning and our financial planners will always make their recommendations based solely on what's best for you.
No, all our recommendations are based on our clients’ individual needs. We believe our approach gives our clients access to a market leading proposition through Standard Life, and our financial planners the flexibility to tailor solutions to ensure that our recommendations are always focused on our clients’ needs. When we review your financial plan we look at all the financial arrangements you have, regardless of where they are. We only recommend taking action to change things if it's in your best interests. Our belief is investment solutions should be diversified by asset type, geography and security and we believe in investing with a blend of the best fund managers available in the market.
If our core offering doesn’t meet your needs, we will look at alternatives. In every case, your planner has the discretion to select more widely if you have a particular requirement which can’t be met through our core or panel propositions. We continue to manage investments from many different providers where these retain value or benefit for our clients.
Our dedicated blog features articles about various issues that might affect your finances, including coverage of government Budget statements and law changes, to looking into trends and market reviews which might affect your investment performance. You can find updates on our @1825 twitter page, and if you have a question you can leave a comment under the article.
If you are a financial adviser and considering the future of your business, you can find out more about joining 1825 on our page for prospective firms.
'1825' is the brand for Standard Life Aberdeen group's UK financial planning and advice business.
'1825' is a trading name used by Baigrie Davies & Company Limited, which is part of Standard Life Aberdeen group (Standard Life Aberdeen plc and its subsidiaries). Baigrie Davies & Company Limited is registered in England (02426924) at 14th Floor 30 St. Mary Axe, London, EC3A 8BF and is authorised and regulated by the Financial Conduct Authority.
‘1825’ is a trading name used by Fraser Heath Financial Management Limited, which is part of Standard Life Aberdeen group (Standard Life Aberdeen plc and its subsidiaries). Fraser Heath Financial Management Limited is registered in England (04357058) at 14th Floor 30 St. Mary Axe, London, United Kingdom, EC3A 8BF and is authorised and regulated by the Financial Conduct Authority.
'1825' is a trading name used by Jones Sheridan Financial Consulting Limited, which is part of Standard Life Aberdeen group (Standard Life Aberdeen plc and its subsidiaries). Jones Sheridan Financial Consulting Limited is registered in England (04705400) at Datum House, Electra Way, Crewe, Cheshire, CW1 6ZF and is authorised and regulated by the Financial Conduct Authority.
‘1825’ is a trading name used by 1825 Financial Planning and Advice Ltd, which is part of the Standard Life Aberdeen group (Standard Life Aberdeen plc and its subsidiaries). 1825 Financial Planning and Advice Ltd is registered in England (01447544) at 14th Floor 30 St. Mary Axe, London, England, EC3A 8BF and is authorised and regulated by the Financial Conduct Authority.
'1825' is a trading name used by Standard Life Client Management Limited, which is part of Standard Life Aberdeen group (Standard Life Aberdeen plc and its subsidiaries). Standard Life Client Management Limited is registered in Scotland (SC193444) at 1 George Street, Edinburgh, EH2 2LL and is authorised and regulated by the Financial Conduct Authority.
'1825' is a trading name used by The Munro Partnership Limited, which is part of Standard Life Aberdeen group (Standard Life Aberdeen plc and its subsidiaries). The Munro Partnership Limited is registered in Scotland (SC219557) at Citadel House, 6 Citadel Place, Ayr, KA7 1JN and is authorised and regulated by the Financial Conduct Authority.
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