Mortgage advice in five simple steps

We have a simple process to help ensure the mortgage advice we give you is based on a thorough and clear understanding of your needs.

  1. Discover – Our starting point is understanding your circumstances and what’s important to you. Good advice comes from a great two-way conversation, so this stage can be the most important part of the process.
  2. Analyse – We’ll take the time to fully understand your current financial status including affordability
  3. Recommend – We’ll research and tailor relevant product solutions to ensure we find the options which meet your needs and present you with our recommendation.
  4. Implement – Once you’re happy with what we’ve recommended, we’ll sort all the paperwork and make all the mortgage arrangements.
  5. Review – We’ll review your mortgage arrangements at your request or, alternatively, when any current mortgage deal expires, to ensure that we inform you of any new deals which are available at that time.


Range of competitive solutions

We’re not limited in the range of mortgages that we can advise you on. The regulated mortgages we recommend use deals available exclusively to the advisory market place.

We help our clients on a wide range of mortgage-related needs. Here are just some of the areas we advise on:
  • Buying for the first time
  • Remortgaging
  • Buy to let mortgages
  • Help to buy
  • Self-employed mortgages
  • Homes for dependant relatives
  • Joint borrower/sole proprietor 

We can also provide assistance for those people considering Lifetime Mortgages. 


Protecting your home and your family

Generally, when you take out a mortgage, you need to consider how the repayments would continue to be made should anything happen to you. If the repayments are not kept up on your mortgage your home may be repossessed.

We can advise you on taking the necessary steps to protect your home and help give you and your family peace of mind.

We therefore also provide recommendations for mortgage protection, including critical illness cover, income protection and life cover.

What our clients say

I would like to thank you for your pleasant and helpful manner when answering my questions and the efficient attention you gave to Lily's estate. For most of her life Lily was a very organised person with high standards, and she would be pleased to know that her money was dealt with so well.

Mrs P Millray

It's been very reassuring and a pleasure working on this mortgage with you.

Mr P Labbett

You made what can be a daunting process seem easy and straight-forward. I'm extremely grateful!

B Seager-Scott

The support I received was absolutely invaluable in seeing through what might otherwise have been a very challenging mortgage process.

W Wadham