There are five Portfolios, each with the aim of providing the best possible returns for the level of risk taken. The Portfolios, managed by experts at Aberdeen Standard Capital, part of the Standard Life Aberdeen Group, give you access to high quality funds from across the market at a discount.
The Portfolio Manager makes use of both strategic and tactical asset allocations:
The strategic asset allocation ensures a wide range of investments are employed to spread risk.
The tactical asset allocation enables the portfolio managers at Aberdeen Standard Capital to make adjustments, with the aim of exploiting short term opportunities, or taking evasive action where they consider there to be potential market or fund issues.
The 1825 Portfolios are researched, built and managed by the investment team at Aberdeen Standard Capital. They aim to give you the right balance between how much risk you’re prepared and able to take, and the returns you need to meet your goals.
Your Portfolio will be managed to meet that level of risk. Generally, the higher the risk the greater the potential return or loss, and the lower the risk the lower the potential return or loss. Remember that the value of a Portfolio can fall as well as rise. All Portfolios, even the lower risk, can still fall in value, and you could get back less than you invested.
Each Portfolio has a different risk profile and investment strategy. Your 1825 Financial Planner can help explain the differences and help you decide on which Portfolio would be right for you.
As your discretionary fund manager, Aberdeen Standard Capital provides the following services on your behalf:
Remember, the 1825 Portfolios are part of a range of investment options that your 1825 Financial Planner could recommend depending on your goals. They’ll only recommend investing in them if it’s the right thing to do for you. They’ll explain all of your investment options, and help you make the right choices to stay on track to meet your financial goals.
Aberdeen Standard Capital have years of experience building and managing portfolios.
As the discretionary investment management arm of Aberdeen Standard Investments (ASI), Aberdeen Standard Capital is uniquely placed to leverage the considerable investment resources and expertise of one of the world’s global asset managers.
With access to the widespread footprint of ASI, covering every asset class, Aberdeen Standard Capital is able to construct and manage portfolios that align with clients’ investment philosophies and requirements. This means the investment process that underpins the 1825 Portfolios is powered by a global investment institution, working to help you achieve your financial goals.
Aberdeen Standard Capital has access to extensive research to help them select the best funds from across the market, as they aim to meet each Portfolio’s target investment mix, risk level and return target.
Here are some of the fund management groups with funds in the Portfolios:
All funds in the Portfolios have to meet strict selection criteria on quality and value. They also need to meet certain regulatory and legal requirements to make sure your interests are safeguarded.