Our Terms of Business, along with your Client Acceptance and Our services and charges guide, form your client agreement – which we ask you to sign before we do any chargeable work for you. The next steps are to develop and put your plan in place. This plan, which will detail the services you have chosen, will be set out for you in your personalised Suitability Report.

We have outlined our general terms of business below. 1825 is currently a brand or trading name used by a small number of Standard Life Aberdeen group financial advice firms in the UK – who each have their own legal and regulatory information. When you become an 1825 client, your financial planner will provide you with a copy of these terms that contains all of the correct legal, regulatory and contact information for the part of 1825 you are working with. If you have any questions about our terms, get in touch.

If your financial adviser has recently been acquired by 1825, your terms will not automatically change and your current agreement still stands until you sign an 1825 Client Acceptance.

Please note this general Terms of Business applies to clients of our individual financial planning services. If you are a corporate client or a client of our mortgage services please contact your financial planner for a copy of your terms.

The Terms of Business sets out the general terms that govern our relationship. Services and charges are set out in Our services and charges guide. Together, the Terms of Business and Client Acceptance set out how we will work together, and they both come into force when we receive your signed Client Acceptance.